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  • [Solved] Management business

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) finance – a month ago **files (1)** – ## Assignment231FundingyourBusiness.pdf **## Assignment231FundingyourBusiness.pdf** Assignment #1: Funding Your Future Business Imagine that you are preparing to start a b…

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    finance

    – a month ago

    **files (1)**

    – ## Assignment231FundingyourBusiness.pdf

    **## Assignment231FundingyourBusiness.pdf**

    Assignment #1: Funding Your Future Business

    Imagine that you are preparing to start a business and need to obtain $50,000 in funding. The
    purpose of this assignment is to explore realistic funding options available to a future business
    owner and determine the best way to raise the money. Your goal is to obtain $50,000 to fund a
    future business. Think realistically about where you could obtain the money if you were
    actually preparing to start a business.

    Research Your Funding Options

    Research at least three different funding options. Start by looking at programs available
    through the Small Business Administration (SBA). You should also research a traditional bank
    or credit union and compare its business loan options with SBA financing. Look at actual interest
    rates, repayment periods, fees, qualification requirements, and the amount you could potentially
    borrow.

    You may also explore online lenders,harrypotter,investors, crowdfunding, personal savings, or other
    realistic sources. As part of your research, talk with a friend or family member about whether
    they would hypothetically consider lending you money for a future business. Ask how much they
    might be willing to lend, whether they would charge interest, and how quickly they would expect
    to be repaid. You are not actually asking them for money. The purpose is simply to compare
    informal borrowing with traditional business financing.

    Compare Your Options

    Present your research in a comparison table. Your table should make it easy to compare the
    amount available, interest rate, repayment period, estimated monthly payment, total repayment
    amount, and major advantages and disadvantages of each funding option.

    After comparing the options, explain which funding source or combination of sources you would
    actually choose. Consider not only where you can get the money, but also the cost of borrowing,
    monthly payment, financial risk, repayment period, and any other important requirements.

    Here is an example of a table:

    Funding
    Source

    Amount
    Available

    Interest
    Rate

    Repayment
    Period

    Monthly
    Payment

    Total
    Cost Advantages Disadvantages

    SBA
    Loan

    harrypotter

    Bank
    Loan

    Other
    Option

    Create Your $50,000 Funding and Payment Plan

    After completing your research, develop a realistic plan showing exactly how you would obtain
    the $50,000. You can use one funding source or combine several sources, but your total must
    equal $50,000.

    Next, create a payment plan. Determine how much you would borrow from each source, the
    applicable interest rate, the length of repayment, and your estimated monthly payment. Calculate
    approximately how much you would repay in total and how much the financing would ultimately
    cost you.

    For example, you might decide to obtain $30,000 through an SBA-backed loan, $10,000 from a
    family member, and contribute $10,000 of your own money. Your plan should explain how the
    borrowed portions would be repaid hredrose

    Evidence of Research

    Your recommendations must be supported by real research rather than estimated or made-up
    information. Include direct links to the SBA, banks, credit unions, lenders, or other funding
    sources you researched. You should also provide screenshots showing important information
    such as current interest rates, loan terms, fees, or requirements.

    Include your calculations showing how you determined monthly payments and total repayment
    costs. If you spoke with a friend or family member, briefly explain the terms they hypothetically
    offered you.

    Requirements

    Your written analysis should be approximately 2-3 pages. You must research at least three
    funding options and create a final funding plan totaling exactly $50,000.

    The goal is to determine how you could realistically fund a future business while
    understanding how much that funding would actually cost you and what obligations come
    with it.

    Grading
    Criteria Excellent Good Needs Work Incomplete

    Funding
    Options, 15
    pts

    13–15 pts Clearly
    researches at least
    three realistic
    funding options and
    provides relevant
    information for
    each.

    10–12
    pts Includes three
    funding options,
    but some
    information is
    limited or unclear.

    6–9 pts Includes
    fewer than three
    complete options or
    provides very
    limited research.

    0–5 pts Funding
    options are
    mostly missing
    or not adequately
    researched.

    Evidence &
    Calculations,
    15 pts

    13–15 pts Provides
    clear supporting
    evidence, such as
    links, screenshots,
    rates, loan terms,
    and accurate
    payment
    calculations.

    10–12
    pts Provides
    evidence and
    calculations, but
    some information
    or calculations are
    missing.

    6–9 pts Provides
    limited evidence,
    and calculations are
    incomplete or
    unclear.

    0–5 pts Provides
    little or no
    evidence or
    calculations.

    Comparison
    & Final
    Decision, 20
    pts

    18–20 pts Clearly
    compares the
    options and
    provides a strong
    explanation for the
    final $50,000
    funding plan.

    14–17
    pts Provides a
    good comparison
    and explains the
    final funding
    choice, but could
    provide more
    detail.

    8–13
    pts Comparison is
    limited, and the
    final decision needs
    more explanation.

    0–7 pts Provides
    little or no
    comparison or
    does not clearly
    explain the final
    funding decision.

    Total 50 points

    **## Assignment231FundingyourBusiness.pdf**

    Assignment #1: Funding Your Future Business

    Imagine that you are preparing to start a business and need to obtain $50,000 in funding. The
    purpose of this assignment is to explore realistic funding options available to a future business
    owner and determine the best way to raise the money. Your goal is to obtain $50,000 to fund a
    future business. Think realistically about where you could obtain the money if you were
    actually preparing to start a business.

    Research Your Funding Options

    Research at least three different funding options. Start by looking at programs available
    through the Small Business Administration (SBA). You should also research a traditional bank
    or credit union and compare its business loan options with SBA financing. Look at actual interest
    rates, repayment periods, fees, qualification requirements, and the amount you could potentially
    borrow.

    You may also explore online lenders,harrypotter,investors, crowdfunding, personal savings, or other
    realistic sources. As part of your research, talk with a friend or family member about whether
    they would hypothetically consider lending you money for a future business. Ask how much they
    might be willing to lend, whether they would charge interest, and how quickly they would expect
    to be repaid. You are not actually asking them for money. The purpose is simply to compare
    informal borrowing with traditional business financing.

    Compare Your Options

    Present your research in a comparison table. Your table should make it easy to compare the
    amount available, interest rate, repayment period, estimated monthly payment, total repayment
    amount, and major advantages and disadvantages of each funding option.

    After comparing the options, explain which funding source or combination of sources you would
    actually choose. Consider not only where you can get the money, but also the cost of borrowing,
    monthly payment, financial risk, repayment period, and any other important requirements.

    Here is an example of a table:

    Funding
    Source

    Amount
    Available

    Interest
    Rate

    Repayment
    Period

    Monthly
    Payment

    Total
    Cost Advantages Disadvantages

    SBA
    Loan

    harrypotter

    Bank
    Loan

    Other
    Option

    Create Your $50,000 Funding and Payment Plan

    After completing your research, develop a realistic plan showing exactly how you would obtain
    the $50,000. You can use one funding source or combine several sources, but your total must
    equal $50,000.

    Next, create a payment plan. Determine how much you would borrow from each source, the
    applicable interest rate, the length of repayment, and your estimated monthly payment. Calculate
    approximately how much you would repay in total and how much the financing would ultimately
    cost you.

    For example, you might decide to obtain $30,000 through an SBA-backed loan, $10,000 from a
    family member, and contribute $10,000 of your own money. Your plan should explain how the
    borrowed portions would be repaid hredrose

    Evidence of Research

    Your recommendations must be supported by real research rather than estimated or made-up
    information. Include direct links to the SBA, banks, credit unions, lenders, or other funding
    sources you researched. You should also provide screenshots showing important information
    such as current interest rates, loan terms, fees, or requirements.

    Include your calculations showing how you determined monthly payments and total repayment
    costs. If you spoke with a friend or family member, briefly explain the terms they hypothetically
    offered you.

    Requirements

    Your written analysis should be approximately 2-3 pages. You must research at least three
    funding options and create a final funding plan totaling exactly $50,000.

    The goal is to determine how you could realistically fund a future business while
    understanding how much that funding would actually cost you and what obligations come
    with it.

    Grading
    Criteria Excellent Good Needs Work Incomplete

    Funding
    Options, 15
    pts

    13–15 pts Clearly
    researches at least
    three realistic
    funding options and
    provides relevant
    information for
    each.

    10–12
    pts Includes three
    funding options,
    but some
    information is
    limited or unclear.

    6–9 pts Includes
    fewer than three
    complete options or
    provides very
    limited research.

    0–5 pts Funding
    options are
    mostly missing
    or not adequately
    researched.

    Evidence &
    Calculations,
    15 pts

    13–15 pts Provides
    clear supporting
    evidence, such as
    links, screenshots,
    rates, loan terms,
    and accurate
    payment
    calculations.

    10–12
    pts Provides
    evidence and
    calculations, but
    some information
    or calculations are
    missing.

    6–9 pts Provides
    limited evidence,
    and calculations are
    incomplete or
    unclear.

    0–5 pts Provides
    little or no
    evidence or
    calculations.

    Comparison
    & Final
    Decision, 20
    pts

    18–20 pts Clearly
    compares the
    options and
    provides a strong
    explanation for the
    final $50,000
    funding plan.

    14–17
    pts Provides a
    good comparison
    and explains the
    final funding
    choice, but could
    provide more
    detail.

    8–13
    pts Comparison is
    limited, and the
    final decision needs
    more explanation.

    0–7 pts Provides
    little or no
    comparison or
    does not clearly
    explain the final
    funding decision.

    Total 50 points

  • [Solved] ON TIME ON TIME ON TIME BUSINESS MANAGEMENT A+ WORK, ON TIME, NO PLAGARIZING; ON TIME

    ✓ Verified Academic Solution Available

    Executive Solution Overview

    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) TUTOR REPONSE – a month ago **files (1)** – ## WK1RESPONSEPeerReplyGuidance.docx **## WK1RESPONSEPeerReplyGuidance.docx** **Peer Reply Guidance** A minimum of two replies to other students' main responses are …

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    Assignment Prompt & Instructions

    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    TUTOR REPONSE

    – a month ago

    **files (1)**

    – ## WK1RESPONSEPeerReplyGuidance.docx

    **## WK1RESPONSEPeerReplyGuidance.docx**

    **Peer Reply Guidance**

    A minimum of two replies to other students' main responses are required (
    **due Sunday, Week 1**), as follows, for full credit.

    ·
    **At least one of your replies should be to a peer's response to the question you did NOT choose for your own main response.**

    · Reply to the main posts of two (2) different peers. Both responses should be original and substantive and encourage discussion and critical thought by proposing a different point of view or clearly elaborating on or asking an analytical  question about at least one (1) point of issue of your peer’s post,
    **(Note: "what do you think?" "do you agree?" and the like, are not analytical questions.)**

    **REPLY TO KIM NO MORE THAN 150 WORDS**

    Hello everyone,

    Ethical reasoning is required in business because laws do not always tell leaders what the right decision is. Weiss (2022) explains three main reasons ethical reasoning is necessary.

    First, laws cannot cover every situation or gray area. A decision may be legal but still unfair or harmful. Second, markets and regulations do not always tell managers how to respond to complex problems. During COVID-19, businesses had to balance employee safety, financial survival, customer needs, and the interests of other stakeholders. Third, difficult moral problems require fairness, justice, and due process.

    The Madoff case also shows what can happen when ethical reasoning fails. Fraud, ignored warning signs, and weak oversight caused serious harm to investors and other stakeholders. Lingwall (2022) similarly explains that managers must evaluate legal risks and possible consequences when making business decisions.

    I would add a fourth reason: ethical reasoning builds trust and accountability. During my Army career, I worked in the Inspector General’s office, where part of our responsibility involved addressing complaints, standards of conduct, compliance concerns, and possible violations. That experience showed me the importance of fair, consistent, and ethical decision-making.

    For me, ethical reasoning means asking not only what a business can legally do, but what it should responsibly do.

    **REPLY TO CHELSEY NO MORE THAN 150 WORDS**

    Ethical reasoning is essential in business because legal compliance alone does not guarantee sound decision-making. Weiss (2022) identifies three reasons ethical reasoning is necessary. First, laws cannot anticipate every situation, leaving gray areas where managers must exercise judgment. Second, markets and government regulations do not always provide sufficient guidance when organizations encounter complex ethical dilemmas. Third, difficult moral questions require leaders to consider fairness, justice, and due process when making decisions (Weiss, 2022). These reasons align with my own observations because workplace decisions can affect individuals in ways that policy alone cannot address. I propose a fourth reason: ethical reasoning promotes fair accountability and sustains employee trust in leadership. Recently, my store failed an EcoSure assessment. Around that time, my store manager had been on leave for approximately two to three weeks following the death of a family friend and was terminated about a week after returning. I do not know the complete circumstances or whether the assessment contributed to his termination. However, if it did, ethical reasoning would require considering who was responsible for store operations during that period rather than assigning accountability to one individual. I believe everyone who contributed to the conditions identified during the assessment, myself included, should receive appropriate counseling or feedback. Accountability is necessary, but it should be fair, consistent, and consider the surrounding circumstances. This approach can strengthen employee trust in leadership while maintaining meaningful accountability.

    **## WK1RESPONSEPeerReplyGuidance.docx**

    **Peer Reply Guidance**

    A minimum of two replies to other students' main responses are required (
    **due Sunday, Week 1**), as follows, for full credit.

    ·
    **At least one of your replies should be to a peer's response to the question you did NOT choose for your own main response.**

    · Reply to the main posts of two (2) different peers. Both responses should be original and substantive and encourage discussion and critical thought by proposing a different point of view or clearly elaborating on or asking an analytical  question about at least one (1) point of issue of your peer’s post,
    **(Note: "what do you think?" "do you agree?" and the like, are not analytical questions.)**

    **REPLY TO KIM NO MORE THAN 150 WORDS**

    Hello everyone,

    Ethical reasoning is required in business because laws do not always tell leaders what the right decision is. Weiss (2022) explains three main reasons ethical reasoning is necessary.

    First, laws cannot cover every situation or gray area. A decision may be legal but still unfair or harmful. Second, markets and regulations do not always tell managers how to respond to complex problems. During COVID-19, businesses had to balance employee safety, financial survival, customer needs, and the interests of other stakeholders. Third, difficult moral problems require fairness, justice, and due process.

    The Madoff case also shows what can happen when ethical reasoning fails. Fraud, ignored warning signs, and weak oversight caused serious harm to investors and other stakeholders. Lingwall (2022) similarly explains that managers must evaluate legal risks and possible consequences when making business decisions.

    I would add a fourth reason: ethical reasoning builds trust and accountability. During my Army career, I worked in the Inspector General’s office, where part of our responsibility involved addressing complaints, standards of conduct, compliance concerns, and possible violations. That experience showed me the importance of fair, consistent, and ethical decision-making.

    For me, ethical reasoning means asking not only what a business can legally do, but what it should responsibly do.

    **REPLY TO CHELSEY NO MORE THAN 150 WORDS**

    Ethical reasoning is essential in business because legal compliance alone does not guarantee sound decision-making. Weiss (2022) identifies three reasons ethical reasoning is necessary. First, laws cannot anticipate every situation, leaving gray areas where managers must exercise judgment. Second, markets and government regulations do not always provide sufficient guidance when organizations encounter complex ethical dilemmas. Third, difficult moral questions require leaders to consider fairness, justice, and due process when making decisions (Weiss, 2022). These reasons align with my own observations because workplace decisions can affect individuals in ways that policy alone cannot address. I propose a fourth reason: ethical reasoning promotes fair accountability and sustains employee trust in leadership. Recently, my store failed an EcoSure assessment. Around that time, my store manager had been on leave for approximately two to three weeks following the death of a family friend and was terminated about a week after returning. I do not know the complete circumstances or whether the assessment contributed to his termination. However, if it did, ethical reasoning would require considering who was responsible for store operations during that period rather than assigning accountability to one individual. I believe everyone who contributed to the conditions identified during the assessment, myself included, should receive appropriate counseling or feedback. Accountability is necessary, but it should be fair, consistent, and consider the surrounding circumstances. This approach can strengthen employee trust in leadership while maintaining meaningful accountability.

  • [Solved] 3-1 Milestone One Submission

    ✓ Verified Academic Solution Available

    Executive Solution Overview

    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) SEE ATTACHMENT – a month ago **files (2)** – ## BUS400ModuleTwoCVSHealthBlueOceanStrategy1.docx – ## MilestoneOneGuidelinesandRubric.html2.zip **## BUS400ModuleTwoCVSHealthBlueOceanStrategy1.docx** 1 **CVS Hea…

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    Immediate access to the full model answer, formatted citations, and rubric breakdown.

    Need a Fresh Custom Paper?

    Have this question answered from scratch according to your specific instructions and deadline.

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    Assignment Prompt & Instructions

    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    SEE ATTACHMENT

    – a month ago

    **files (2)**

    – ## BUS400ModuleTwoCVSHealthBlueOceanStrategy1.docx

    – ## MilestoneOneGuidelinesandRubric.html2.zip

    **## BUS400ModuleTwoCVSHealthBlueOceanStrategy1.docx**

    1

    **CVS Health CareLink+ Blue Ocean Strategy Project Outline**

    Tomika Thomas

    Southern New Hampshire University

    BUS 400

    Tracy Shaw

    September 8, 2026

    **BUS 400 Module Two Blue Ocean Strategy Canvas**

    **Company Name:** CVS Health Corporation

    **Mission Statement:** CVS Health CareLink+ will provide a direct-to-consumer chronic care membership that integrates linked blood pressure and glucose monitoring, virtual physician and clinician consultations, and prescription delivery via CVS Pharmacy. The idea will streamline care and enhance engagement with CVS assets.

    **The Intended Customer:** The target market is adults aged 35 to 64 years old who have hypertension, prediabetes, type 2 diabetes, or increased risk of chronic disease, and have high deductible insurance or lack access to primary care. Home care can enhance patient compliance and clinical supervision through remote patient monitoring (Tan et al., 2024). Telepharmacy also enhances access and can offer care that patients consider equal or superior to in-person services (Snoswell et al., 2025).

    **Opportunities in the Market:** CVS can bridge services that consumers tend to access independently. According to GlobalData, CVS provides integrated health solutions across pharmacies, clinics, pharmacy benefit management, insurance, and digital apps (GlobalData, n.d.). CVS also has approximately 9,000 pharmacies and over 1,000 medical clinics, which offer physical assistance to digital care (CVS Health, 2026). CareLink+ is thus able to compete on continuity, convenience, and local access, rather than remote virtual visits.

    **Financial Opportunity:** The project would introduce a recurring revenue and channel more prescriptions and clinic visits into CVS. CVS claimed 2025 revenue of 402.1 billion and 10.6 billion operating cash flow, whereas Yahoo Finance claimed trailing revenue of approximately 412.64 billion (CVS Health, 2026; Yahoo Finance, n.d.). With 500,000 consumers taking on a 29-month subscription, annual subscription revenue would be nearly 174 million. Since CVS can capitalize on the available apps, clinicians, and locations, cash flow would be positive after accounting for device, technology, marketing, and labor costs. The important metrics to consider are enrollment, retention, contribution margin, medication adherence, and CVS service utilization.

    **ERRC Framework**

    **Eliminate**

    · Fragmented handoffs among virtual care, pharmacy, and clinic services by creating one coordinated pathway.

    · Insurance eligibility barriers for basic monitoring through a direct consumer enrollment option.

    **Reduce**

    · Routine in person monitoring visits through connected devices and clinician review of submitted readings.

    · Duplicated outreach through one CVS Health app dashboard and unified reminders.

    **Raise**

    · Medication adherence through pharmacist follow up, refill prompts, and escalation for missed therapy.

    · Convenience and trust by pairing digital monitoring with local CVS Pharmacy and MinuteClinic support.

    **Create**

    · A monthly CareLink+ membership with connected monitoring tools, scheduled reviews, and personalized care guidance.

    · A rules based alert pathway that routes concerning readings to appropriate virtual or in person care.

    **Key Value Proposition**

    CareLink + would help CVS shift to a chronic care relationship through convenient health touchpoints. Its value proposition comprises affordable monitoring, access to pharmacists, medication fulfillment, and local clinical support, all in a single consumer experience.

    **References**

    CVS Health. (2026, February 10). CVS Health Corporation reports fourth quarter and full year 2025 results.
    [https://investors.cvshealth.com/news/news-details/2026/CVS-HEALTH-CORPORATION-REPORTS-FOURTH-QUARTER-AND-FULL-YEAR-2025-RESULTS/](https://investors.cvshealth.com/news/news-details/2026/CVS-HEALTH-CORPORATION-REPORTS-FOURTH-QUARTER-AND-FULL-YEAR-2025-RESULTS/)

    GlobalData. (n.d.). CVS Health Corp company profile. Retrieved September 8, 2026, from
    [https://www.globaldata.com/company-profile/cvs-health-corp/](https://www.globaldata.com/company-profile/cvs-health-corp/)

    Snoswell, C. L., De Guzman, K., Neil, L. J., Isaacs, T., Mendis, R., Taylor, M. L., & Ryan, M. (2025). Synchronous telepharmacy models of care for adult outpatients: A systematic review.
    _Research in Social and Administrative Pharmacy_,
    _21_(1), 1-21.
    [https://doi.org/10.1016/j.sapharm.2024.10.005](https://doi.org/10.1016/j.sapharm.2024.10.005)

    Tan, S. Y., Sumner, J., Wang, Y., & Wenjun Yip, A. (2024). A systematic review of the impacts of remote patient monitoring (RPM) interventions on safety, adherence, quality-of-life and cost-related outcomes.
    _NPJ Digital Medicine_,
    _7_(1), 192.
    [https://doi.org/10.1038/s41746-024-01182-w](https://doi.org/10.1038/s41746-024-01182-w)

    Yahoo Finance. (n.d.). CVS Health Corporation (CVS) stock price, news, quote & history. Retrieved September 8, 2026, from
    [https://finance.yahoo.com/quote/CVS/](https://finance.yahoo.com/quote/CVS/)

    **## MilestoneOneGuidelinesandRubric.html2.zip**

    ## Milestone One Guidelines and Rubric.html

    ## BUS 400 Milestone One Guidelines and Rubric

    ### Overview

    Presenting a new idea for a product or service in just 5 to 10 minutes brings both challenges and opportunities. The first 30 seconds are crucial. If you fail to capture the audience's attention right away, then their interest may fade, making it harder to communicate your key points and secure their buy-in. To succeed, presenters must clearly define the problem, propose a solution, and highlight the benefits of their idea. A strong, clear value proposition is essential. Without it, senior management may remain unconvinced.

    ### Scenario

    The moment is here—your opportunity to present your new project to senior management. The leadership team is attending their meeting located in another state. You have five minutes to deliver a remote pitch. Are you ready to confidently and clearly showcase the value, potential, and impact of your project? This moment is your chance to grab their attention, spark their interest, and demonstrate why your idea deserves their support.

    ### Directions

    Create an elevator pitch for your new product or service using your project outline as a guide.

    Specifically, you must address the following rubric criteria:

    1. Introduction: Introduce your product or service.
    2. How It Fits: Determine how the product or service fits into the overall strategic plan and mission of the company.

    1. Speculate if the product or service fits within the capabilities of the company based on your research from previous modules. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.
    3. Justification: Justify your suggestion based on the numbers.

    1. What will be the revenue gain?
    2. Speculate on a Return on Investment (ROI) that justifies the project for investors and senior management.
    4. Enhancing the Mission: Explain how the new product or service enhances the company’s overall mission.

    1. Does it project profitability?
    2. Support your position with information and data from the company's 10K. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.

    ### What to Submit

    To complete this project, you must submit a 1- to 3-page elevator pitch script in a Microsoft Word document using double spacing, one-inch margins, and 12-point Times New Roman font. Sources should be cited according to APA style.

    ### AI Usage

    If you use gen AI tools to support your work on this assignment, be sure to follow
    [these AI usage guidelines](https://snhu.ink/StudentGenAIGuide). You must acknowledge your use of these tools in your work. Guidelines on how to cite AI tools can be found in
    [this Shapiro Library guide](https://snhu.ink/CitationAndAI).

    ### Milestone One Rubric

    | Criteria | Exceeds Expectations (100%) | Meets Expectations (85%) | Partially Meets Expectations (55%) | Does Not Meet Expectations (0%) | Value |
    | — | — | — | — | — | — |
    | Introduction | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Introduces the product or service | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include introduction that is missing components | Does not attempt criterion | 10 |
    | How It Fits | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Determines how the product or service fits into the overall strategic plan and mission of the company | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include speculations that are cursory or not based on research | Does not attempt criterion | 25 |
    | Justification | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Justifies the suggestion based on the numbers | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include justification that is cursory or missing key components | Does not attempt criterion | 25 |
    | Enhancing the Mission | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Explains how the new product or service enhances the company’s overall mission | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explanation that is incomplete or not based on research | Does not attempt criterion | 20 |
    | Clear Communication | Exceeds expectations with an intentional use of language that promotes a thorough understanding | Consistently and effectively communicates in an organized way to a specific audience | Shows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understanding | Shows no evidence of consistent, effective, or organized communication | 10 |
    | Citations and Attributions | Uses citations for ideas requiring attribution, with few or no minor errors | Uses citations for ideas requiring attribution, with consistent minor errors | Uses citations for ideas requiring attribution, with major errors | Does not use citations for ideas requiring attribution | 10 |
    | Total: | 100% |

    **## MilestoneOneGuidelinesandRubric.html2.zip**

    ## Milestone One Guidelines and Rubric.html

    ## BUS 400 Milestone One Guidelines and Rubric

    ### Overview

    Presenting a new idea for a product or service in just 5 to 10 minutes brings both challenges and opportunities. The first 30 seconds are crucial. If you fail to capture the audience's attention right away, then their interest may fade, making it harder to communicate your key points and secure their buy-in. To succeed, presenters must clearly define the problem, propose a solution, and highlight the benefits of their idea. A strong, clear value proposition is essential. Without it, senior management may remain unconvinced.

    ### Scenario

    The moment is here—your opportunity to present your new project to senior management. The leadership team is attending their meeting located in another state. You have five minutes to deliver a remote pitch. Are you ready to confidently and clearly showcase the value, potential, and impact of your project? This moment is your chance to grab their attention, spark their interest, and demonstrate why your idea deserves their support.

    ### Directions

    Create an elevator pitch for your new product or service using your project outline as a guide.

    Specifically, you must address the following rubric criteria:

    1. Introduction: Introduce your product or service.
    2. How It Fits: Determine how the product or service fits into the overall strategic plan and mission of the company.

    1. Speculate if the product or service fits within the capabilities of the company based on your research from previous modules. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.
    3. Justification: Justify your suggestion based on the numbers.

    1. What will be the revenue gain?
    2. Speculate on a Return on Investment (ROI) that justifies the project for investors and senior management.
    4. Enhancing the Mission: Explain how the new product or service enhances the company’s overall mission.

    1. Does it project profitability?
    2. Support your position with information and data from the company's 10K. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.

    ### What to Submit

    To complete this project, you must submit a 1- to 3-page elevator pitch script in a Microsoft Word document using double spacing, one-inch margins, and 12-point Times New Roman font. Sources should be cited according to APA style.

    ### AI Usage

    If you use gen AI tools to support your work on this assignment, be sure to follow
    [these AI usage guidelines](https://snhu.ink/StudentGenAIGuide). You must acknowledge your use of these tools in your work. Guidelines on how to cite AI tools can be found in
    [this Shapiro Library guide](https://snhu.ink/CitationAndAI).

    ### Milestone One Rubric

    | Criteria | Exceeds Expectations (100%) | Meets Expectations (85%) | Partially Meets Expectations (55%) | Does Not Meet Expectations (0%) | Value |
    | — | — | — | — | — | — |
    | Introduction | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Introduces the product or service | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include introduction that is missing components | Does not attempt criterion | 10 |
    | How It Fits | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Determines how the product or service fits into the overall strategic plan and mission of the company | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include speculations that are cursory or not based on research | Does not attempt criterion | 25 |
    | Justification | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Justifies the suggestion based on the numbers | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include justification that is cursory or missing key components | Does not attempt criterion | 25 |
    | Enhancing the Mission | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Explains how the new product or service enhances the company’s overall mission | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explanation that is incomplete or not based on research | Does not attempt criterion | 20 |
    | Clear Communication | Exceeds expectations with an intentional use of language that promotes a thorough understanding | Consistently and effectively communicates in an organized way to a specific audience | Shows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understanding | Shows no evidence of consistent, effective, or organized communication | 10 |
    | Citations and Attributions | Uses citations for ideas requiring attribution, with few or no minor errors | Uses citations for ideas requiring attribution, with consistent minor errors | Uses citations for ideas requiring attribution, with major errors | Does not use citations for ideas requiring attribution | 10 |
    | Total: | 100% |

    **## BUS400ModuleTwoCVSHealthBlueOceanStrategy1.docx**

    1

    **CVS Health CareLink+ Blue Ocean Strategy Project Outline**

    Tomika Thomas

    Southern New Hampshire University

    BUS 400

    Tracy Shaw

    September 8, 2026

    **BUS 400 Module Two Blue Ocean Strategy Canvas**

    **Company Name:** CVS Health Corporation

    **Mission Statement:** CVS Health CareLink+ will provide a direct-to-consumer chronic care membership that integrates linked blood pressure and glucose monitoring, virtual physician and clinician consultations, and prescription delivery via CVS Pharmacy. The idea will streamline care and enhance engagement with CVS assets.

    **The Intended Customer:** The target market is adults aged 35 to 64 years old who have hypertension, prediabetes, type 2 diabetes, or increased risk of chronic disease, and have high deductible insurance or lack access to primary care. Home care can enhance patient compliance and clinical supervision through remote patient monitoring (Tan et al., 2024). Telepharmacy also enhances access and can offer care that patients consider equal or superior to in-person services (Snoswell et al., 2025).

    **Opportunities in the Market:** CVS can bridge services that consumers tend to access independently. According to GlobalData, CVS provides integrated health solutions across pharmacies, clinics, pharmacy benefit management, insurance, and digital apps (GlobalData, n.d.). CVS also has approximately 9,000 pharmacies and over 1,000 medical clinics, which offer physical assistance to digital care (CVS Health, 2026). CareLink+ is thus able to compete on continuity, convenience, and local access, rather than remote virtual visits.

    **Financial Opportunity:** The project would introduce a recurring revenue and channel more prescriptions and clinic visits into CVS. CVS claimed 2025 revenue of 402.1 billion and 10.6 billion operating cash flow, whereas Yahoo Finance claimed trailing revenue of approximately 412.64 billion (CVS Health, 2026; Yahoo Finance, n.d.). With 500,000 consumers taking on a 29-month subscription, annual subscription revenue would be nearly 174 million. Since CVS can capitalize on the available apps, clinicians, and locations, cash flow would be positive after accounting for device, technology, marketing, and labor costs. The important metrics to consider are enrollment, retention, contribution margin, medication adherence, and CVS service utilization.

    **ERRC Framework**

    **Eliminate**

    · Fragmented handoffs among virtual care, pharmacy, and clinic services by creating one coordinated pathway.

    · Insurance eligibility barriers for basic monitoring through a direct consumer enrollment option.

    **Reduce**

    · Routine in person monitoring visits through connected devices and clinician review of submitted readings.

    · Duplicated outreach through one CVS Health app dashboard and unified reminders.

    **Raise**

    · Medication adherence through pharmacist follow up, refill prompts, and escalation for missed therapy.

    · Convenience and trust by pairing digital monitoring with local CVS Pharmacy and MinuteClinic support.

    **Create**

    · A monthly CareLink+ membership with connected monitoring tools, scheduled reviews, and personalized care guidance.

    · A rules based alert pathway that routes concerning readings to appropriate virtual or in person care.

    **Key Value Proposition**

    CareLink + would help CVS shift to a chronic care relationship through convenient health touchpoints. Its value proposition comprises affordable monitoring, access to pharmacists, medication fulfillment, and local clinical support, all in a single consumer experience.

    **References**

    CVS Health. (2026, February 10). CVS Health Corporation reports fourth quarter and full year 2025 results.
    [https://investors.cvshealth.com/news/news-details/2026/CVS-HEALTH-CORPORATION-REPORTS-FOURTH-QUARTER-AND-FULL-YEAR-2025-RESULTS/](https://investors.cvshealth.com/news/news-details/2026/CVS-HEALTH-CORPORATION-REPORTS-FOURTH-QUARTER-AND-FULL-YEAR-2025-RESULTS/)

    GlobalData. (n.d.). CVS Health Corp company profile. Retrieved September 8, 2026, from
    [https://www.globaldata.com/company-profile/cvs-health-corp/](https://www.globaldata.com/company-profile/cvs-health-corp/)

    Snoswell, C. L., De Guzman, K., Neil, L. J., Isaacs, T., Mendis, R., Taylor, M. L., & Ryan, M. (2025). Synchronous telepharmacy models of care for adult outpatients: A systematic review.
    _Research in Social and Administrative Pharmacy_,
    _21_(1), 1-21.
    [https://doi.org/10.1016/j.sapharm.2024.10.005](https://doi.org/10.1016/j.sapharm.2024.10.005)

    Tan, S. Y., Sumner, J., Wang, Y., & Wenjun Yip, A. (2024). A systematic review of the impacts of remote patient monitoring (RPM) interventions on safety, adherence, quality-of-life and cost-related outcomes.
    _NPJ Digital Medicine_,
    _7_(1), 192.
    [https://doi.org/10.1038/s41746-024-01182-w](https://doi.org/10.1038/s41746-024-01182-w)

    Yahoo Finance. (n.d.). CVS Health Corporation (CVS) stock price, news, quote & history. Retrieved September 8, 2026, from
    [https://finance.yahoo.com/quote/CVS/](https://finance.yahoo.com/quote/CVS/)

    **## MilestoneOneGuidelinesandRubric.html2.zip**

    ## Milestone One Guidelines and Rubric.html

    ## BUS 400 Milestone One Guidelines and Rubric

    ### Overview

    Presenting a new idea for a product or service in just 5 to 10 minutes brings both challenges and opportunities. The first 30 seconds are crucial. If you fail to capture the audience's attention right away, then their interest may fade, making it harder to communicate your key points and secure their buy-in. To succeed, presenters must clearly define the problem, propose a solution, and highlight the benefits of their idea. A strong, clear value proposition is essential. Without it, senior management may remain unconvinced.

    ### Scenario

    The moment is here—your opportunity to present your new project to senior management. The leadership team is attending their meeting located in another state. You have five minutes to deliver a remote pitch. Are you ready to confidently and clearly showcase the value, potential, and impact of your project? This moment is your chance to grab their attention, spark their interest, and demonstrate why your idea deserves their support.

    ### Directions

    Create an elevator pitch for your new product or service using your project outline as a guide.

    Specifically, you must address the following rubric criteria:

    1. Introduction: Introduce your product or service.
    2. How It Fits: Determine how the product or service fits into the overall strategic plan and mission of the company.

    1. Speculate if the product or service fits within the capabilities of the company based on your research from previous modules. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.
    3. Justification: Justify your suggestion based on the numbers.

    1. What will be the revenue gain?
    2. Speculate on a Return on Investment (ROI) that justifies the project for investors and senior management.
    4. Enhancing the Mission: Explain how the new product or service enhances the company’s overall mission.

    1. Does it project profitability?
    2. Support your position with information and data from the company's 10K. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.

    ### What to Submit

    To complete this project, you must submit a 1- to 3-page elevator pitch script in a Microsoft Word document using double spacing, one-inch margins, and 12-point Times New Roman font. Sources should be cited according to APA style.

    ### AI Usage

    If you use gen AI tools to support your work on this assignment, be sure to follow
    [these AI usage guidelines](https://snhu.ink/StudentGenAIGuide). You must acknowledge your use of these tools in your work. Guidelines on how to cite AI tools can be found in
    [this Shapiro Library guide](https://snhu.ink/CitationAndAI).

    ### Milestone One Rubric

    | Criteria | Exceeds Expectations (100%) | Meets Expectations (85%) | Partially Meets Expectations (55%) | Does Not Meet Expectations (0%) | Value |
    | — | — | — | — | — | — |
    | Introduction | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Introduces the product or service | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include introduction that is missing components | Does not attempt criterion | 10 |
    | How It Fits | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Determines how the product or service fits into the overall strategic plan and mission of the company | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include speculations that are cursory or not based on research | Does not attempt criterion | 25 |
    | Justification | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Justifies the suggestion based on the numbers | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include justification that is cursory or missing key components | Does not attempt criterion | 25 |
    | Enhancing the Mission | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Explains how the new product or service enhances the company’s overall mission | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explanation that is incomplete or not based on research | Does not attempt criterion | 20 |
    | Clear Communication | Exceeds expectations with an intentional use of language that promotes a thorough understanding | Consistently and effectively communicates in an organized way to a specific audience | Shows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understanding | Shows no evidence of consistent, effective, or organized communication | 10 |
    | Citations and Attributions | Uses citations for ideas requiring attribution, with few or no minor errors | Uses citations for ideas requiring attribution, with consistent minor errors | Uses citations for ideas requiring attribution, with major errors | Does not use citations for ideas requiring attribution | 10 |
    | Total: | 100% |

    **## BUS400ModuleTwoCVSHealthBlueOceanStrategy1.docx**

    1

    **CVS Health CareLink+ Blue Ocean Strategy Project Outline**

    Tomika Thomas

    Southern New Hampshire University

    BUS 400

    Tracy Shaw

    September 8, 2026

    **BUS 400 Module Two Blue Ocean Strategy Canvas**

    **Company Name:** CVS Health Corporation

    **Mission Statement:** CVS Health CareLink+ will provide a direct-to-consumer chronic care membership that integrates linked blood pressure and glucose monitoring, virtual physician and clinician consultations, and prescription delivery via CVS Pharmacy. The idea will streamline care and enhance engagement with CVS assets.

    **The Intended Customer:** The target market is adults aged 35 to 64 years old who have hypertension, prediabetes, type 2 diabetes, or increased risk of chronic disease, and have high deductible insurance or lack access to primary care. Home care can enhance patient compliance and clinical supervision through remote patient monitoring (Tan et al., 2024). Telepharmacy also enhances access and can offer care that patients consider equal or superior to in-person services (Snoswell et al., 2025).

    **Opportunities in the Market:** CVS can bridge services that consumers tend to access independently. According to GlobalData, CVS provides integrated health solutions across pharmacies, clinics, pharmacy benefit management, insurance, and digital apps (GlobalData, n.d.). CVS also has approximately 9,000 pharmacies and over 1,000 medical clinics, which offer physical assistance to digital care (CVS Health, 2026). CareLink+ is thus able to compete on continuity, convenience, and local access, rather than remote virtual visits.

    **Financial Opportunity:** The project would introduce a recurring revenue and channel more prescriptions and clinic visits into CVS. CVS claimed 2025 revenue of 402.1 billion and 10.6 billion operating cash flow, whereas Yahoo Finance claimed trailing revenue of approximately 412.64 billion (CVS Health, 2026; Yahoo Finance, n.d.). With 500,000 consumers taking on a 29-month subscription, annual subscription revenue would be nearly 174 million. Since CVS can capitalize on the available apps, clinicians, and locations, cash flow would be positive after accounting for device, technology, marketing, and labor costs. The important metrics to consider are enrollment, retention, contribution margin, medication adherence, and CVS service utilization.

    **ERRC Framework**

    **Eliminate**

    · Fragmented handoffs among virtual care, pharmacy, and clinic services by creating one coordinated pathway.

    · Insurance eligibility barriers for basic monitoring through a direct consumer enrollment option.

    **Reduce**

    · Routine in person monitoring visits through connected devices and clinician review of submitted readings.

    · Duplicated outreach through one CVS Health app dashboard and unified reminders.

    **Raise**

    · Medication adherence through pharmacist follow up, refill prompts, and escalation for missed therapy.

    · Convenience and trust by pairing digital monitoring with local CVS Pharmacy and MinuteClinic support.

    **Create**

    · A monthly CareLink+ membership with connected monitoring tools, scheduled reviews, and personalized care guidance.

    · A rules based alert pathway that routes concerning readings to appropriate virtual or in person care.

    **Key Value Proposition**

    CareLink + would help CVS shift to a chronic care relationship through convenient health touchpoints. Its value proposition comprises affordable monitoring, access to pharmacists, medication fulfillment, and local clinical support, all in a single consumer experience.

    **References**

    CVS Health. (2026, February 10). CVS Health Corporation reports fourth quarter and full year 2025 results.
    [https://investors.cvshealth.com/news/news-details/2026/CVS-HEALTH-CORPORATION-REPORTS-FOURTH-QUARTER-AND-FULL-YEAR-2025-RESULTS/](https://investors.cvshealth.com/news/news-details/2026/CVS-HEALTH-CORPORATION-REPORTS-FOURTH-QUARTER-AND-FULL-YEAR-2025-RESULTS/)

    GlobalData. (n.d.). CVS Health Corp company profile. Retrieved September 8, 2026, from
    [https://www.globaldata.com/company-profile/cvs-health-corp/](https://www.globaldata.com/company-profile/cvs-health-corp/)

    Snoswell, C. L., De Guzman, K., Neil, L. J., Isaacs, T., Mendis, R., Taylor, M. L., & Ryan, M. (2025). Synchronous telepharmacy models of care for adult outpatients: A systematic review.
    _Research in Social and Administrative Pharmacy_,
    _21_(1), 1-21.
    [https://doi.org/10.1016/j.sapharm.2024.10.005](https://doi.org/10.1016/j.sapharm.2024.10.005)

    Tan, S. Y., Sumner, J., Wang, Y., & Wenjun Yip, A. (2024). A systematic review of the impacts of remote patient monitoring (RPM) interventions on safety, adherence, quality-of-life and cost-related outcomes.
    _NPJ Digital Medicine_,
    _7_(1), 192.
    [https://doi.org/10.1038/s41746-024-01182-w](https://doi.org/10.1038/s41746-024-01182-w)

    Yahoo Finance. (n.d.). CVS Health Corporation (CVS) stock price, news, quote & history. Retrieved September 8, 2026, from
    [https://finance.yahoo.com/quote/CVS/](https://finance.yahoo.com/quote/CVS/)

    **## MilestoneOneGuidelinesandRubric.html2.zip**

    ## Milestone One Guidelines and Rubric.html

    ## BUS 400 Milestone One Guidelines and Rubric

    ### Overview

    Presenting a new idea for a product or service in just 5 to 10 minutes brings both challenges and opportunities. The first 30 seconds are crucial. If you fail to capture the audience's attention right away, then their interest may fade, making it harder to communicate your key points and secure their buy-in. To succeed, presenters must clearly define the problem, propose a solution, and highlight the benefits of their idea. A strong, clear value proposition is essential. Without it, senior management may remain unconvinced.

    ### Scenario

    The moment is here—your opportunity to present your new project to senior management. The leadership team is attending their meeting located in another state. You have five minutes to deliver a remote pitch. Are you ready to confidently and clearly showcase the value, potential, and impact of your project? This moment is your chance to grab their attention, spark their interest, and demonstrate why your idea deserves their support.

    ### Directions

    Create an elevator pitch for your new product or service using your project outline as a guide.

    Specifically, you must address the following rubric criteria:

    1. Introduction: Introduce your product or service.
    2. How It Fits: Determine how the product or service fits into the overall strategic plan and mission of the company.

    1. Speculate if the product or service fits within the capabilities of the company based on your research from previous modules. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.
    3. Justification: Justify your suggestion based on the numbers.

    1. What will be the revenue gain?
    2. Speculate on a Return on Investment (ROI) that justifies the project for investors and senior management.
    4. Enhancing the Mission: Explain how the new product or service enhances the company’s overall mission.

    1. Does it project profitability?
    2. Support your position with information and data from the company's 10K. Use resources like GlobalData Explorer, Yahoo Finance, and investor relations pages within the company’s website.

    ### What to Submit

    To complete this project, you must submit a 1- to 3-page elevator pitch script in a Microsoft Word document using double spacing, one-inch margins, and 12-point Times New Roman font. Sources should be cited according to APA style.

    ### AI Usage

    If you use gen AI tools to support your work on this assignment, be sure to follow
    [these AI usage guidelines](https://snhu.ink/StudentGenAIGuide). You must acknowledge your use of these tools in your work. Guidelines on how to cite AI tools can be found in
    [this Shapiro Library guide](https://snhu.ink/CitationAndAI).

    ### Milestone One Rubric

    | Criteria | Exceeds Expectations (100%) | Meets Expectations (85%) | Partially Meets Expectations (55%) | Does Not Meet Expectations (0%) | Value |
    | — | — | — | — | — | — |
    | Introduction | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Introduces the product or service | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include introduction that is missing components | Does not attempt criterion | 10 |
    | How It Fits | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Determines how the product or service fits into the overall strategic plan and mission of the company | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include speculations that are cursory or not based on research | Does not attempt criterion | 25 |
    | Justification | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Justifies the suggestion based on the numbers | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include justification that is cursory or missing key components | Does not attempt criterion | 25 |
    | Enhancing the Mission | Exceeds expectations in an exceptionally clear, insightful, sophisticated, or creative manner | Explains how the new product or service enhances the company’s overall mission | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explanation that is incomplete or not based on research | Does not attempt criterion | 20 |
    | Clear Communication | Exceeds expectations with an intentional use of language that promotes a thorough understanding | Consistently and effectively communicates in an organized way to a specific audience | Shows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understanding | Shows no evidence of consistent, effective, or organized communication | 10 |
    | Citations and Attributions | Uses citations for ideas requiring attribution, with few or no minor errors | Uses citations for ideas requiring attribution, with consistent minor errors | Uses citations for ideas requiring attribution, with major errors | Does not use citations for ideas requiring attribution | 10 |
    | Total: | 100% |

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) tutor discussion response – a month ago **files (1)** – ## wk2dissrespond.docx **## wk2dissrespond.docx** Reply to the main posts of two (2) different peers on different days throughout the week (per grading r…

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    tutor discussion response

    – a month ago

    **files (1)**

    – ## wk2dissrespond.docx

    **## wk2dissrespond.docx**

    Reply to the main posts of two (2) different peers on different days throughout the week (per grading rubric). Both responses should be original and substantive and encourage discussion and critical thought by proposing a different point of view or clearly elaborating on or asking an analytical  question about at least one (1) point of issue of your peer’s post,
    **(Note: "what do you think?" "do you agree?" and the like, are not analytical questions.)**

    Joesph (Respond No more than 200 words)

    Angel and Maris are launching a firm to formalize their unofficial collaboration as they get ready to fund, produce and beta-test their wearable AI app, MvMe. In their scenario investors, healthcare providers, potential workers and end users will have their biometric data collected and analyzed. Their product is in the health IT space so they will be subject to regulatory restrictions, data security standards and potential liability exposure. These factors mean the business structure they pick needs to be a balance between strong liability protection, flexibility and growth potential.

    The “Angel and Maris” is best suited for Limited Liability Company (LLC) organizational structure. The LLC’s personal liability protection would safeguard Angel and Maris’ personal assets from corporate debts, lawsuits, or claims for product failures or data privacy issues. This protection is crucial given the dangers of medical technology and the potential for investor disputes. An LLC also offers the benefit of management and pass-through taxation, so you don’t have to worry about the double taxation of a C Corporation. Profits go straight to the owners. The LLC is easier to establish and operate than an S Corporation and allows for future reorganization if the business grows or requires additional capital.

    Also, as I read in this week’s lesson, establishing an LLC diminishes one of the largest legal risks: personal liability for negligence or damage caused by a product. If something goes wrong at MvMe, or health data is reported wrongly, or there is a cybersecurity incident, this would be a claim against MvMe, not Angel and Maris individually. This division is important in an area where mistakes may have medical consequences.

    All things considered, an LLC provides Angel and Maris with the scalability, flexibility and liability protection they need as they transition from a home-based partnership to a funded health technology company.

    Seau (Respond No more than 200 words)

    Angel and Maris should form an LLC due to it offering earlystage entrepreneurs the optimal combination of liability protection, tax simplicity, and operational flexibility. Week 2 eReserve reading Choose a Business Structure details how LLCs are perfect for small businesses looking to retain personal liability protection without adhering to corporate formalities like a CCorporation does (IRS, 2024). Angel and Maris are currently two partners operating out of a garage, and creating an LLC will allow them to officially establish their business while retaining flexibility in management decisions down the line should they continue developing MvMe as well as their other projects. Lingwall’s video covered similar concepts, noting that small startups often favor LLCs due to them allowing liability protection without the administrative overhead of a full corporation (Lingwall, 2022).

    In addition to flexibility benefits, creating an LLC will mitigate the biggest legal risk Angel and Maris face: personal liability should MvMe receive a claim. As a wearable AI medical device that stores personal medical data, MvMe could face serious litigation if the product malfunctions, provides inaccurate data to users, or otherwise messes with users’ private health information. Without a formal business structure, Angel and Maris’ current partnership would leave them directly liable should any of these incidents occur. Week 2 further explains that LLCs allow owners to separate their personal assets from the business itself, allowing things like their houses, savings accounts, and cars to not be factored in when considering business claims (IRS, 2024). Lingwall (2022) adds that correctly identifying your business’ entity is one of the most important steps you can take to mitigate your legal risk.

    The remaining entities don’t match Angel and Maris’ use case. C-Corps provide excellent liability protection, but they require owners to adhere to double taxation, corporate formalities, and increased administrative costs. Since Angel and Maris are a small startup operating out of a garage, they don’t need to worry about legitimacy quite yet, and running as a CCorp may hinder their ability to grow and iterate quickly. S-Corporations remove the double taxation issue but enforce ownership restrictions, like limiting the number and type of shareholders an SCorp can have. While this won’t affect Angel and Maris currently, they already have one outside investor and will likely seek out more should MvMe take off. As explained by Weinstein in his video, S Corps are best suited for stable businesses that you intend to keep small; they aren’t meant for companies that plan on growing or accepting outside investors (Weinstein, 2022).

    Given the goals of their business, the technology they are producing, and their plans for the future, an LLC is clearly the best choice. LLCs give Angel and Maris the protections they need while reducing the legal risks posed by MvMe’s intended consumer base. While they may want to consider incorporating down the line when they have grown, for now an LLC is their best option.

    **## wk2dissrespond.docx**

    Reply to the main posts of two (2) different peers on different days throughout the week (per grading rubric). Both responses should be original and substantive and encourage discussion and critical thought by proposing a different point of view or clearly elaborating on or asking an analytical  question about at least one (1) point of issue of your peer’s post,
    **(Note: "what do you think?" "do you agree?" and the like, are not analytical questions.)**

    Joesph (Respond No more than 200 words)

    Angel and Maris are launching a firm to formalize their unofficial collaboration as they get ready to fund, produce and beta-test their wearable AI app, MvMe. In their scenario investors, healthcare providers, potential workers and end users will have their biometric data collected and analyzed. Their product is in the health IT space so they will be subject to regulatory restrictions, data security standards and potential liability exposure. These factors mean the business structure they pick needs to be a balance between strong liability protection, flexibility and growth potential.

    The “Angel and Maris” is best suited for Limited Liability Company (LLC) organizational structure. The LLC’s personal liability protection would safeguard Angel and Maris’ personal assets from corporate debts, lawsuits, or claims for product failures or data privacy issues. This protection is crucial given the dangers of medical technology and the potential for investor disputes. An LLC also offers the benefit of management and pass-through taxation, so you don’t have to worry about the double taxation of a C Corporation. Profits go straight to the owners. The LLC is easier to establish and operate than an S Corporation and allows for future reorganization if the business grows or requires additional capital.

    Also, as I read in this week’s lesson, establishing an LLC diminishes one of the largest legal risks: personal liability for negligence or damage caused by a product. If something goes wrong at MvMe, or health data is reported wrongly, or there is a cybersecurity incident, this would be a claim against MvMe, not Angel and Maris individually. This division is important in an area where mistakes may have medical consequences.

    All things considered, an LLC provides Angel and Maris with the scalability, flexibility and liability protection they need as they transition from a home-based partnership to a funded health technology company.

    Seau (Respond No more than 200 words)

    Angel and Maris should form an LLC due to it offering earlystage entrepreneurs the optimal combination of liability protection, tax simplicity, and operational flexibility. Week 2 eReserve reading Choose a Business Structure details how LLCs are perfect for small businesses looking to retain personal liability protection without adhering to corporate formalities like a CCorporation does (IRS, 2024). Angel and Maris are currently two partners operating out of a garage, and creating an LLC will allow them to officially establish their business while retaining flexibility in management decisions down the line should they continue developing MvMe as well as their other projects. Lingwall’s video covered similar concepts, noting that small startups often favor LLCs due to them allowing liability protection without the administrative overhead of a full corporation (Lingwall, 2022).

    In addition to flexibility benefits, creating an LLC will mitigate the biggest legal risk Angel and Maris face: personal liability should MvMe receive a claim. As a wearable AI medical device that stores personal medical data, MvMe could face serious litigation if the product malfunctions, provides inaccurate data to users, or otherwise messes with users’ private health information. Without a formal business structure, Angel and Maris’ current partnership would leave them directly liable should any of these incidents occur. Week 2 further explains that LLCs allow owners to separate their personal assets from the business itself, allowing things like their houses, savings accounts, and cars to not be factored in when considering business claims (IRS, 2024). Lingwall (2022) adds that correctly identifying your business’ entity is one of the most important steps you can take to mitigate your legal risk.

    The remaining entities don’t match Angel and Maris’ use case. C-Corps provide excellent liability protection, but they require owners to adhere to double taxation, corporate formalities, and increased administrative costs. Since Angel and Maris are a small startup operating out of a garage, they don’t need to worry about legitimacy quite yet, and running as a CCorp may hinder their ability to grow and iterate quickly. S-Corporations remove the double taxation issue but enforce ownership restrictions, like limiting the number and type of shareholders an SCorp can have. While this won’t affect Angel and Maris currently, they already have one outside investor and will likely seek out more should MvMe take off. As explained by Weinstein in his video, S Corps are best suited for stable businesses that you intend to keep small; they aren’t meant for companies that plan on growing or accepting outside investors (Weinstein, 2022).

    Given the goals of their business, the technology they are producing, and their plans for the future, an LLC is clearly the best choice. LLCs give Angel and Maris the protections they need while reducing the legal risks posed by MvMe’s intended consumer base. While they may want to consider incorporating down the line when they have grown, for now an LLC is their best option.

  • [Solved] Short Paper: Culture, Bias, and Decision Making

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) SEE ATTACHMENT – a month ago **files (1)** – ## PHL218ModuleThreeShortPaperGuidelinesandRubric.html.zip **## PHL218ModuleThreeShortPaperGuidelinesandRubric.html.zip** ## PHL 218 Module Three Short Paper Guidel…

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    **files (1)**

    – ## PHL218ModuleThreeShortPaperGuidelinesandRubric.html.zip

    **## PHL218ModuleThreeShortPaperGuidelinesandRubric.html.zip**

    ## PHL 218 Module Three Short Paper Guidelines and Rubric.html

    [.](https://www.sweetstudy.com/questions/blank.html?isCourseFile=true)

    ## PHL 218 Module Three Short Paper Guidelines and Rubric

    ### Overview

    As you have seen in this module’s required resources, cultural factors and cognitive biases affect the decisions we make about ethical issues. This point is true for us, and it is also true for characters in books, movies, and television shows. Now you will take time to reflect on an ethical issue that you have encountered in a movie, book, or television show. An ethical issue could include the representation of the culture, a specific character, or the approach to a problem. Remember that bias can be positive or negative. Everyone has bias. For instance, Disney offers a variety of media that have examples of ethical ideologies.

    ### Directions

    In this short paper, you will explore how cultural factors and cognitive biases affect decision making regarding ethical issues.

    Specifically, you must address the following:

    1. Ethical Issue: Describe a Western, Eastern, or Indigenous or Tribal ethical issue from a movie, book, or television show.

    1. Be certain to specify whether the example is a Western, Eastern, or Indigenous or Tribal ethical issue.
    2. If the example contains elements of more than one ethical ideology (Western, Eastern, or Indigenous or Tribal), be certain to specify what the ethical ideologies are.
    2. Cognitive Bias: Describe how cognitive bias affects characters’ decision making in your example.

    1. Be certain to state what you think the cognitive bias is.
    3. Cultural Morals and Values: Explain which cultural morals and values you believe to be guiding the characters’ decision making about the ethical issue.

    1. Be certain to give examples connected to a specific ethical tradition to support your opinion.

    ### What to Submit

    Your submission should be a 1- to 2-page Microsoft Word document with 12-point Times New Roman font, double spacing, and one-inch margins. Use at least one source from this module’s readings to support your paper. Sources should be cited according to APA style both throughout and at the end of your paper.

    Alternatively, Brightspace allows the use of video notes. You may optionally use the Video Note tool to complete this assignment, but if you use any sources, you must refer to your sources verbally throughout your video and submit a separate references page. If you use Video Note, your video should be 2–5 minutes long. If you need assistance using Video Note, please refer to the resources in the Start Here module.

    ### AI Usage

    If you use gen AI tools to support your work on this assignment, be sure to follow
    [these AI usage guidelines](https://snhu.ink/StudentGenAIGuide). You must acknowledge your use of these tools in your work. Guidelines on how to cite AI tools can be found in
    [this Shapiro Library guide](https://snhu.ink/CitationAndAI).

    ### Module Three Short Paper Rubric

    | Criteria | Meets Expectations (100%) | Partially Meets Expectations (75%) | Does Not Meet Expectations (0%) | Value |
    | — | — | — | — | — |
    | Ethical Issue | Describes a Western, Eastern, or Indigenous or Tribal ethical issue from a movie, book, or television show | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include describing a Western, Eastern, or Indigenous or Tribal ethical issue from a movie, book, or television show; describing the issue in more detail; or specifying whether the ethical issue is Western, Eastern, or Indigenous or Tribal | Does not attempt criterion | 30 |
    | Cognitive Bias | Describes how cognitive bias affects the characters’ decision making in the example | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include describing how cognitive bias affects the decision making; describing in more detail how cognitive bias affects the decision making; or stating what the cognitive bias is | Does not attempt criterion | 30 |
    | Cultural Morals and Values | Explains which cultural morals and values are believed to be guiding the characters’ decision making about the ethical issue | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explaining cultural morals and values believed to be guiding the decisions about the ethical issue; explaining more thoroughly the morals and values believed to be guiding the decisions about the ethical issue; or providing examples to support an opinion | Does not attempt criterion | 30 |
    | Clear Communication | Consistently and effectively communicates in an organized way to a specific audience | Shows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understanding | Shows no evidence of consistent, effective, or organized communication | 5 |
    | Citations and Attributions | Uses citations for ideas requiring attribution, with consistent minor errors | Uses citations for ideas requiring attribution, with major errors | Does not use citations for ideas requiring attribution | 5 |
    | Total: | 100% |

    ## blank.html

    **## PHL218ModuleThreeShortPaperGuidelinesandRubric.html.zip**

    ## PHL 218 Module Three Short Paper Guidelines and Rubric.html

    [.](https://www.sweetstudy.com/questions/blank.html?isCourseFile=true)

    ## PHL 218 Module Three Short Paper Guidelines and Rubric

    ### Overview

    As you have seen in this module’s required resources, cultural factors and cognitive biases affect the decisions we make about ethical issues. This point is true for us, and it is also true for characters in books, movies, and television shows. Now you will take time to reflect on an ethical issue that you have encountered in a movie, book, or television show. An ethical issue could include the representation of the culture, a specific character, or the approach to a problem. Remember that bias can be positive or negative. Everyone has bias. For instance, Disney offers a variety of media that have examples of ethical ideologies.

    ### Directions

    In this short paper, you will explore how cultural factors and cognitive biases affect decision making regarding ethical issues.

    Specifically, you must address the following:

    1. Ethical Issue: Describe a Western, Eastern, or Indigenous or Tribal ethical issue from a movie, book, or television show.

    1. Be certain to specify whether the example is a Western, Eastern, or Indigenous or Tribal ethical issue.
    2. If the example contains elements of more than one ethical ideology (Western, Eastern, or Indigenous or Tribal), be certain to specify what the ethical ideologies are.
    2. Cognitive Bias: Describe how cognitive bias affects characters’ decision making in your example.

    1. Be certain to state what you think the cognitive bias is.
    3. Cultural Morals and Values: Explain which cultural morals and values you believe to be guiding the characters’ decision making about the ethical issue.

    1. Be certain to give examples connected to a specific ethical tradition to support your opinion.

    ### What to Submit

    Your submission should be a 1- to 2-page Microsoft Word document with 12-point Times New Roman font, double spacing, and one-inch margins. Use at least one source from this module’s readings to support your paper. Sources should be cited according to APA style both throughout and at the end of your paper.

    Alternatively, Brightspace allows the use of video notes. You may optionally use the Video Note tool to complete this assignment, but if you use any sources, you must refer to your sources verbally throughout your video and submit a separate references page. If you use Video Note, your video should be 2–5 minutes long. If you need assistance using Video Note, please refer to the resources in the Start Here module.

    ### AI Usage

    If you use gen AI tools to support your work on this assignment, be sure to follow
    [these AI usage guidelines](https://snhu.ink/StudentGenAIGuide). You must acknowledge your use of these tools in your work. Guidelines on how to cite AI tools can be found in
    [this Shapiro Library guide](https://snhu.ink/CitationAndAI).

    ### Module Three Short Paper Rubric

    | Criteria | Meets Expectations (100%) | Partially Meets Expectations (75%) | Does Not Meet Expectations (0%) | Value |
    | — | — | — | — | — |
    | Ethical Issue | Describes a Western, Eastern, or Indigenous or Tribal ethical issue from a movie, book, or television show | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include describing a Western, Eastern, or Indigenous or Tribal ethical issue from a movie, book, or television show; describing the issue in more detail; or specifying whether the ethical issue is Western, Eastern, or Indigenous or Tribal | Does not attempt criterion | 30 |
    | Cognitive Bias | Describes how cognitive bias affects the characters’ decision making in the example | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include describing how cognitive bias affects the decision making; describing in more detail how cognitive bias affects the decision making; or stating what the cognitive bias is | Does not attempt criterion | 30 |
    | Cultural Morals and Values | Explains which cultural morals and values are believed to be guiding the characters’ decision making about the ethical issue | Shows progress toward meeting expectations, but with errors or omissions; areas for improvement may include explaining cultural morals and values believed to be guiding the decisions about the ethical issue; explaining more thoroughly the morals and values believed to be guiding the decisions about the ethical issue; or providing examples to support an opinion | Does not attempt criterion | 30 |
    | Clear Communication | Consistently and effectively communicates in an organized way to a specific audience | Shows progress toward meeting expectations, but communication is inconsistent or ineffective in a way that negatively impacts understanding | Shows no evidence of consistent, effective, or organized communication | 5 |
    | Citations and Attributions | Uses citations for ideas requiring attribution, with consistent minor errors | Uses citations for ideas requiring attribution, with major errors | Does not use citations for ideas requiring attribution | 5 |
    | Total: | 100% |

    ## blank.html

  • [Solved] Radio Shack

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    [>Accounting homework help](https://www.sweetstudy.com/fields/business-finance-accounting) Radio Shack and CEO ScandalThe Research Paper (at least 5 pages) is to be written on a 12 font, using Times New Roman, double spaced, with a one inch margin, and follow APA format. All reports require a cover …

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    [>Accounting homework help](https://www.sweetstudy.com/fields/business-finance-accounting)

    Radio Shack and CEO ScandalThe Research Paper (at least 5 pages) is to be written on a 12 font, using Times New Roman, double spaced, with a one inch margin, and follow APA format. All reports require a cover page, abstract, and references page and do NOT count toward the page requirement.Please include three (3) sources. Your book does not qualify as a source. Do NOT use Wikipedia and Investopedia.Please provide a five (5) page paper on the Radio Shack and CEO Scandal including the following information:I. Background information on Radio Shack and CEOII. Identification of FraudIII. Analysis of Alternatives and ConsequencesIV. Chosen ActionV. Consideration of StakeholdersVI. Ethical and/or social issue forming the basis for the caseVII. References

    – a month ago

  • [Solved] HRMT 600

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) SEE ATTACHED – a month ago **files (1)** – ## WEEK2.docx **## WEEK2.docx** **RESPOND TO THIS WITH 250-300 WORDS** Reflect on situations where you have seen HR professionals navigate legal and ethical challenge…

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    SEE ATTACHED

    – a month ago

    **files (1)**

    – ## WEEK2.docx

    **## WEEK2.docx**

    **RESPOND TO THIS WITH 250-300 WORDS**

    Reflect on situations where you have seen HR professionals navigate legal and ethical challenges. What strategies did they use to ensure compliance and uphold ethical standards? Share your observations or experiences with HR practices that promote a fair and ethical workplace.

    **## WEEK2.docx**

    **RESPOND TO THIS WITH 250-300 WORDS**

    Reflect on situations where you have seen HR professionals navigate legal and ethical challenges. What strategies did they use to ensure compliance and uphold ethical standards? Share your observations or experiences with HR practices that promote a fair and ethical workplace.

  • [Solved] MGMT 601

    ✓ Verified Academic Solution Available

    Executive Solution Overview

    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) SEE ATTACHMENT – a month ago **files (1)** – ## WEEK2.docx **## WEEK2.docx** **RESPOND TO THIS WITH 250-300 WORDS** How does emotional intelligence contribute to leadership effectiveness in diverse organizatio…

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    SEE ATTACHMENT

    – a month ago

    **files (1)**

    – ## WEEK2.docx

    **## WEEK2.docx**

    **RESPOND TO THIS WITH 250-300 WORDS**

    How does emotional intelligence contribute to leadership effectiveness in diverse organizational settings?

    **## WEEK2.docx**

    **RESPOND TO THIS WITH 250-300 WORDS**

    How does emotional intelligence contribute to leadership effectiveness in diverse organizational settings?

  • [Solved] Cohesive Paper

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management) Cohesive Paper ( **Ontological Humility)** 6-7 pages – a month ago

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    [>Management homework help](https://www.sweetstudy.com/fields/business-finance-management)

    Cohesive Paper ( **Ontological Humility)** 6-7 pages

    – a month ago

  • [Solved] Case 3 (Due in 20h)

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    [>Accounting homework help](https://www.sweetstudy.com/fields/business-finance-accounting) ## Title: Materiality and Liabilities Testing – Gabriela Aguiar LLC Audit Case In this mini-case, you will audit and evaluate documents, such as debt confirmations, vendor invoices, etc., in the audit of all o…

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    [>Accounting homework help](https://www.sweetstudy.com/fields/business-finance-accounting)

    ## Title: Materiality and Liabilities Testing – Gabriela Aguiar LLC Audit Case

    In this mini-case, you will audit and evaluate documents, such as  debt confirmations, vendor invoices, etc., in the audit of all of  Gabriela Aguiar LLC's liability accounts. To expedite the audit process,  your audit teammate has already picked up the PBC schedules and scanned  and labeled them in the binder for you.

    ## Case Background

    FGCU-Accounting CPA firm has been engaged to audit Gabriela Aguiar  LLC, a company based in the Fort Myers area. The audit team is led by  partner Isabella Dewitt, with Ben Goldman as the audit manager. You are a  senior auditor assigned to the liabilities testing portion of the  audit.

    ## Company Information:

    Gabriela Aguiar LLC CEO: Gabriela Aguiar

    Board of Directors: Kevin Arce, Elie Bassil, John Blasi, Connor Cizek, Stephanie Clemente, Colby Collins, Chestina Conduah

    ## Company Background

    Gabriela Aguiar LLC is a publicly traded company based in Fort Myers,  Florida, specializing in luxury yacht manufacturing and leasing.  Founded in 2010 by Gabriela Aguiar, the Company has grown rapidly to  become a significant player in the high-end marine industry.

    Key Business Details:

    – Primary Business: Manufacturing and leasing luxury yachts
    – Secondary Revenue Streams: Yacht maintenance services and marine equipment sales
    – Market Position: Mid-sized Company with a strong presence in the southeastern S
    – Recent Development: Expanding operations to the Caribbean market
    – Public Trading: Listed on NASDAQ under the ticker symbol GAYL

    ## Company History and Current Situation

    Gabriela Aguiar, a former naval architect, founded the Company with a  vision to create customizable, eco-friendly luxury yachts. The  Company's innovative designs and commitment to sustainability quickly  gained attention in the industry. In 2018, Gabriela Aguiar LLC went  public to fund its expansion plans. The Company has since opened a new  manufacturing facility in Fort Myers and established a leasing office in  Miami.

    ## Recent challenges include:

    1. Supply chain disruptions affecting the timely delivery of specialized materials
    2. Increased competition in the luxury yacht market
    3. Regulatory changes related to environmental standards in yacht manufacturing Financial Snapshot:
    – Annual Revenue: Approximately $150 million
    – Total Assets: Around $300 million
    – Significant Liabilities: Long-term debt for manufacturing  facilities, accounts payable to suppliers, lease liabilities for Miami  office

    ## Office Meeting with Your Audit Manager

    **Ben Goldman:** Good morning, team. I hope you're all doing well. How's the progress on last month's assignment?

    **Team Leader:** Good morning, Ben. We've just concluded  the assignment, and we're working on submitting the initial report for  your review by the end of the working day today.

    **Ben Goldman:** Excellent; I'll be looking forward to  receiving that report. Now, let's discuss your next assignment: the  Gabriela Aguiar LLC Audit, specifically the liabilities testing. Given  the company's recent expansion and the importance of this audit, we need  to pay extra attention to this area.

    **Team Leader:** Understood. What specific areas should we focus on?

    **Ben Goldman:** I'm glad you asked. I've done a quick  scan of the trial balance, and I have some concerns about accounts  payable. I need you to investigate a couple of things there.

    **Team Leader:** What should we be looking for in accounts payable?

    **Ben Goldman:** First, look for any AP that should have  been written off according to the company's accrual policy. Second,  search for unrecorded accounts payable. I have a hunch there might be  some liabilities that haven't been reflected in the company's books yet.

    **Team Leader:** Got it. We'll thoroughly review the AP. Anything else we should be aware of? **Ben Goldman:** Yes,  there's an issue with legal fees. I just heard from Gabriela Aguiar,  LLC's attorney. They're preparing the legal confirmation for us, but  they mentioned $2.8 million in legal fees related to hurricane damage  litigation that haven't been billed yet for 2025 work.

    **Team Leader:** That's a significant amount. How should we approach this?

    **Ben Goldman:** We need an interim report on this to  ensure we're comfortable that liabilities are complete based on your  search for unrecorded liabilities.

    **Team Leader:** Understood. We'll look into that and include it in our report. Any other areas of concern?

    **Ben Goldman:** Yes, there are some developments with  notes payable and their line of credit. I spoke with the controller  about the new debt. They took out a new loan of $15 million and rolled  the $12 million from the line of credit into it, effective January 2,  2025. There's something about this in the Board of Directors' minutes,  so make sure to review those.

    **Team Leader:** We'll definitely review the minutes and follow up on that new debt arrangement.

    **Ben Goldman:** Also, they started a new line of credit for $44 million on January 7, 2025.

    **Team Leader:** That's a substantial new line of credit. We'll look into the details as well.

    **Ben Goldman:** Good. Now, regarding leases, the  controller assured me they don't have any capital leases. I've looked  over the assets, and I'm inclined to agree. You don't need to spend too  much time looking for these, but keep an eye out, just in case.

    **Team Leader:** Noted. We'll do a quick check on leases but focus more on the other areas you've mentioned.

    **Ben Goldman:** That's right. Oh, and one more thing:  payroll-related liabilities are being tested with payroll, so you don't  need to worry about them while you are testing.

    **Team Leader:** Understood. Is there anything specific you'd like to see in our deliverables? **Ben Goldman:** Yes,  I'd like you to prepare a comprehensive audit plan for liabilities,  including your materiality calculations and planned procedures. I also  want to see a liabilities lead

    schedule, an AP aging schedule, and your initial findings on the potential issues I've mentioned.

    **Team Leader:** We'll make sure to include all of those in our work.

    **Ben Goldman:** Great. Once you've completed your  testing, draft an interim report summarizing your findings, mainly  focusing on any material issues or discrepancies you uncover.

    **Team Leader:** Will do. We'll keep you updated on our progress and let you know if we encounter any significant issues.

    **Ben Goldman:** Perfect. Do you have any questions or need any additional information to proceed?

    **Team Leader:** I think we have a clear direction for now. We'll reach out if we need any clarification as we dig into the work.

    **Ben Goldman:** Sounds good. I'm looking forward to seeing your results. Good luck with the audit, team.

    ## Current Audit Context

    This is the third year the FGCU-Accounting CPA firm has been engaged  to audit Gabriela Aguiar LLC. The previous two audits resulted in  unqualified opinions, but some control deficiencies in the accounts  payable system were noted.

    The current audit is particularly crucial as the Company is:

    1. Seeking additional financing for its Caribbean expansion
    2. Facing increased scrutiny from environmental regulators
    3. Dealing with a recent change in the CFO position Specific Areas of Concern for Liabilities Testing:
    4. Completeness and accuracy of accounts payable, given the previous control deficiencies
    5. Proper classification and disclosure of long-term debt covenants
    6. Accurate recording of lease liabilities, especially with the new Miami office
    7. Potential unrecorded liabilities related to environmental compliance
    8. The appropriate cut-off for liabilities pertaining to yacht manufacturing in progress

    ## Instructions:

    – Read all memos from your manager and the client, then read the steps in the audit program for liabilities found on Work **Paper F-0**(Excel  Sheet labeled F-0 Liabilities Program) and familiarize yourself with  work papers. Complete all the steps on the audit program. Be sure to  document your work using the designated tick marks. The tick mark legend  is located at the bottom of each work paper. When you are finished with  each workpaper, enter your initials in the box in the top right.

    ## Case Tasks:

    **Part 1**

    1. Ethical Considerations: Consider the ethical implications of setting  materiality levels and how it affects the audit process. Consider the  AICPA Code of Professional Conduct and its relevance to this
    2. Legal Exposure: Consider the potential legal risks auditors face  when testing liabilities, especially if material misstatements are not
    3. Risk Assessment: Consider the risks of material misstatement in the acquisition and expenditure cycle, focusing on
    4. Materiality Calculation: Using the provided trial balance, calculate  the overall materiality level for the audit. Explain your reasoning

    **Part 2**

    1. Liabilities Lead Schedule: Create a liabilities lead schedule based on the trial balance information.
    2. Audit Procedures: Perform all audit procedures in the audit program  (F-0) for testing liabilities. Evaluate the findings of these tests and  propose adjusting entries as appropriate
    3. Conclusion and Communication: Draft an email to the audit manager,  Ben Goldman, summarizing your conclusion on liabilities testing.  Include:

    – Key findings
    – Any identified misstatements or areas of concern
    – Recommendation for further action (if necessary)
    – Impact on the overall audit opinion

    Additional Considerations:

    – Focus on external liabilities in your analysis and testing
    – Consider the specific risks that might be present in the Fort Myers area or for a company of this size and
    – Address how the composition of the Board of Directors might influence your audit approach or risk

    ## F-2 Debt Confirmations

    Confirmation documents were received from Confirmation.com, a bank  confirmation clearinghouse. Received on 01/22; additionally, received  confirmations for cash, documented in the audit for cash.

    – [\
    \
    Board-Meetingminutes.pdf](https://www.sweetstudy.com/files/board-meetingminutes-pdf-10597809 "Board-Meetingminutes.pdf")
    – [\
    \
    TrialBalance-WorkpaperTemplate1.xlsx](https://www.sweetstudy.com/files/trialbalance-workpapertemplate1-xlsx "TrialBalance-WorkpaperTemplate1.xlsx")
    – [\
    \
    TrialBalance-WorkpaperTemplate.xlsx](https://www.sweetstudy.com/files/trialbalance-workpapertemplate-xlsx-10597813 "TrialBalance-WorkpaperTemplate.xlsx")
    – [\
    \
    D4-BankAccountStatement.pdf](https://www.sweetstudy.com/files/d4-bankaccountstatement-pdf-10597815 "D4-BankAccountStatement.pdf")
    – [\
    \
    MiniCase-Student.pdf](https://www.sweetstudy.com/files/minicase-student-pdf-10597817 "MiniCase-Student.pdf")
    – [\
    \
    DebtConfirmation-Letter_Final.pdf](https://www.sweetstudy.com/files/debtconfirmation-letter-final-pdf-10597819 "DebtConfirmation-Letter_Final.pdf")

    – a month ago